General Terms and Conditions of Website Use

These General Terms and Conditions, together with the documents referred to below (the Agreement) tell you the terms and conditions on which you may make use of (the Website). If you do not agree to the terms and conditions of this Agreement you must not use the Website.


1. Information about Us

The Website is operated by MoneyAM Limited. We are a company registered in England and Wales under company number 04503731 and with its registered office and trading address at 4 Exchange Quay, Salford Quays, Manchester M5 3EE.

Our preferred means of communication is by email. Should you wish to email us, you can do so at For all postal communications with us kindly address any correspondence to our trading address as stated above.

2. Registration and Access to the Website

We permit you to access the Website on a temporary basis but we reserve the right to withdraw or amend the services and information available on the Website (collectively the "Services") and/or cancel your access. The final decision rests solely with MoneyAM.

Access to the Website Services are free. There will be areas of the website which will require registration at which point you will be required to complete a registration form, where you will be asked to provide a few brief details about yourself to enable us to identify you when you visit the Website. Promptly after registration we shall send to you by email your personal access password. There is no charge for this registration.

You agree to keep your password confidential and you must not disclose it to any third party. The password is non-transferable. You agree:

(i) To indemnify us for all costs, liabilities, claims, losses (including loss of revenue) for any unauthorised use of your password; and 
(ii) Immediately change your password if a third party has discovered your existing password.

In the event that we have grounds to suspect that you are in breach of this Agreement we reserve the right to immediately suspend your access to the Website and/or the Services.

We may use your registration details to tell you about changes to our site and let you know about our Service and those products and services of other companies we work with. If you do not wish to receive this information you can remove yourself from the mailing lists from the "My Account" section.

3. Information about you and your visits to the Website

We process information about you in accordance with our Privacy Policy. You consent to such processing and you confirm that all data provided by you is accurate.

4. Investment Warning

The Website and the Services are:

(i) only provided for your general information and use and are not intended to cater for your particular requirements; and
(ii) not intended to be relied upon by you in making or not making any investment decisions. If in doubt please seek independent financial advice.

The price of shares and investments and the income derived from them can go down as well as up, and investors may not get back the amount they invested. Past performance cannot be relied upon as a guide to future performance.

5. Rights in this Website

We own or are the authorised licensee of the copyrights and other intellectual property rights in the Website and the Services. The Website and the Services are protected by copyright laws and treaties around the world.

The Website and the Services may not be reproduced, copied, downloaded, used, linked to, or exploited in any way except as specifically provided and permitted by this Agreement or as expressly agreed in writing by us.

Subject to the terms of this Agreement, we hereby grant you a non-exclusive, non-transferable license to use the Website and the Services solely for your own personal or internal purposes. You acknowledge that the Services, and your use and interpretation of such services, requires skill and judgment for which you shall be solely responsible. You further acknowledge that you shall be solely responsible for all opinions, forecasts, recommendations and other comments made or action taken by you based wholly or partly on the Services.

You may print extracts of materials from the Services in hard copy solely for your own personal purposes, provided that such materials are attributed to and any copyright or other proprietary notices and disclaimers applied by us are retained. You may not otherwise copy the Services or transfer the Services to any third party.

We reserve the right to suspend your access to any part of the Website and/or the Services should we become aware of any regulation, claim, condition or restriction in any part of the world which requires us to do so or which exposes us to any claim of liability or claim if we do not do so.

You shall promptly notify us of any unauthorised use of the Website and/or the Services or any actual or suspected infringement of any of the intellectual property rights in the Website and/or the Services of which you become aware.

6. Linking

You may link to the home page of the Website, provided you do so in a way that is fair and legal and which does not damage our reputation or take advantage of it. In particular, you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. The Website must not be framed on any other website, nor should you establish a link to any part of the Website other than the home page. We reserve the right to withdraw linking permission without notice.

The Website contains links to various websites and other resources provided by third parties. These links are provided for your information only. We have no control over the contents of those websites or resources and accept no responsibility for them or for any loss or damage that you may suffer in connection with your use of them.

7. Liability & Disclaimer

The Website and the Services are supplied to you on an AS IS and an IF AVAILABLE basis and we expressly disclaim and exclude all warranties, conditions, representations and terms, whether express or implied by statute, common law or otherwise with respect to the Website and/or the Services including, without limitation, as to the accuracy or completeness of the Website and/or the Services, as to whether the Website and/or the Services are up to date and as to the condition of the Services. We make no warranty that the Website and/or the Services are free from infection by viruses or anything else that has contaminating or destructive properties.

We hereby exclude all liability for any claim, loss, demands or damages of any kind whatsoever (whether such claims, loss, demands or damages were foreseeable, known or otherwise) arising out of or in connection with the use or inability to use the Website and/or the Services, including without limitation, indirect or consequential loss or damage; loss of actual or anticipated profits (including loss of profits on contracts); loss of revenue; loss of business; loss of opportunity; loss of anticipated savings; loss of goodwill; loss of reputation; loss of damage to or corruption of data; loss of use of money or otherwise, and whether or not advised of the possibility of such claim, loss demand or damages and whether arising in tort (including negligence), contract or otherwise to the fullest extent to which such liability may be excluded or avoided by law.

Nothing in this agreement excludes or limits our liability for (i) death or personal injury caused by our negligence (or that of our employees, agents or directors); (ii) fraud; or (iii) any liability which may not be limited or excluded by law.

You warrant and undertake not to use the Website or the Services in connection with any unlawful or illegal purpose, or so as to bring MoneyAM Limited or its business, products or services into disrepute. You also warrant not to use the site with any automated page retrieval tool.

You agree to indemnify us against any and all claims, losses, liabilities, damages and expenses (including legal fees) arising out of your misuse of the Website, any linked website and/or the Services.

8. Termination

You may terminate this Agreement at any given time, which may be communicated to us by email to

We may terminate this Agreement:

(i) immediately, upon notice in writing, in the event that you are in breach of this Agreement; or
(ii) upon not less than 1 month's notice in writing at any time.

Upon termination of this Agreement for any reason (including termination of any free trial), you shall immediately discontinue use of the Website and the Services.

The restrictions set out in this Agreement shall survive the termination of this Agreement for any reason.

9. Governing Law

This Agreement shall be construed in accordance with and governed by English law and the parties shall submit to the exclusive jurisdiction of the English courts.


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