- Secure Trust Bank posted a FY pretax profit of £17.1m, from £17.2m a year earlier. Net interest income was £60.9m, from £34.4m. Its Core Tier 1 capital ratio was 20%, from 23%.

It would pay a total dividend of 62p for the year, form 57p, including a final payment of 47p, from 43p.

Loan-to-deposit ratio was 90%, from 75%. Customers drew 51% to 350,861. Customer lending balances rose 31% to £391.0m, while deposits grew 9% to £436.6m.

Chairman Henry Angest said STB's record underlying profits reflected the progress made in executing its strategic plan.

"Our very strong balance sheet gives us the ability to increase our loan book further and continue to provide strong returns to shareholders."

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